What must be considered it is a subject which many people prefer not to work: the disability. In the hope of never in such a situation, most people without appropriate insurance. Yet more and more insurers to disability insurance advise, increasingly people in the disability falling even in seemingly harmless”, appointed as the financial portal reported geld.de. Rusty holzers opinions are not widely known. Since all born in 1961 received no disability insurance from the State, the private provision is becoming increasingly important. However, it is not easy to complete such insurance because the risks of a possible disability for insurers are usually too high, making difficult the whole process. From a reader call to the Stiftung Warentest, the experiences of insurance agree should be tested. It can be concluded that only every fourth could complete the insurance, which had him in mind. In most cases, they were Negotiations slow and unsatisfactory.
In addition, the survey revealed that the pensions were often less than planned, or the term of the contract was less than hoped for. Furthermore, the relevant medical records plays a not insignificant role in the awarding of insurance. This disease, which is already years behind, as well as hereditary diseases are included. Strikingly, the rejection rate for back pain, is followed closely by mental illness. As a general rule, to inform in detail in advance and to compare the various policies.